Eligibility and Effective Dates of Coverage

You are eligible if you are a Full-time employee who has satisfied the waiting period:

• Hourly non-bargaining and bargaining employees are eligible on the first day of the month following or coinciding with 60 days of employment
• Salaried employees are eligible on the first day of the month following or coinciding with your date of hire

Medical Insurance

CEMEX offers a variety of medical plans. Some are based on where you live.

• CDHP (Consumer Driven Health Plan) with HSA (Health Savings Account)
• EPO (Exclusive Provider Organization)
• PPO (Preferred Provider Organization)
• HMO (Health Maintenance Organization)

Enroll online by accessing www.cemexbenefitsbuilder.com or calling the CEMEX HR Service Center (1-866- HRCEMEX, option 1).

Prescription Drug Coverage

If you enroll in one of the medical plans through Aetna or BCBS of TX, you get your prescription drug coverage through Caremark's Prescription Drug Program. If you enroll in Kaiser or United Healthcare, your prescription drug coverage is offered through that provider.

Health Savings Account (HSA)

HSA is an individual tax-advantaged medical savings account available to employees who are enrolled in the Consumer Driven Health Plan (CDHP). An HSA allows you to deduct a specific amount of your pre-tax pay to be used to reimburse eligible health care expenses now and in the future – even during retirement. CEMEX makes contributions to your HSA account.

Flexible Spending Accounts (FSAs)

FSAs are available through Connect Your Care (CYC) and can help reduce your taxes by deducting a specific amount on your pre-tax pay for health care and dependent care expenses.

Dental Insurance

CEMEX offers two choices, basic or comprehensive coverages through Aetna. Both plans allow in- and out-of-network services.

Vision Insurance

Vision coverage is offered through the Aetna Vision Preferred Plan. This plan allows you the flexibility to choose from in- or out-of-network providers.

TELADOC (Aetna and BlueCross members only)

Teladoc provides 24/7/365 access to U.S. Board Certified Doctors and Pediatricians by phone or online video.

Well-being

CEMEX offers tools and resources to help you achieve your wellness goals at no cost to you. Whether you prefer the support of a coach or want to use online resources, CEMEX provides you a variety of programs to help you work on achieving health goals. Visit cemex.staywell.com and click the Programs tab to learn more.

Programs offered include:

• Weight Management
• Quitting Tobacco
• Getting Fit
• Back Care

Health coaching

Health assessment

Digital Workshops

Self-directed coaching

health center

Activity Challenges

The challenges are both team and individual based and engage you in tracking your activity in a fun way. CEMEX offers the chance for healthy prizes.

Quitting Tobacco

The company offers quit-tobacco programs at no cost to you. Learn more

If you are an Aetna or BCBS member you can also get individual screening and counseling services for tobacco use at a CVS minute clinic facility. Visit www.minuteclinic.com or find a clinic near you.

Annual Physical Exam

The CEMEX medical plan covers routine annual physical exams at 100% of eligible expenses.

Disease Management

CEMEX offers disease management through your medical provider to help you manage chronic conditions.

Nurse Line

Get your health questions answered anytime, anywhere. Call your medical carrier’s 24-hour nurse line for your health questions.

Maternity Management

Receive materials on prenatal care, labor and delivery, newborn care and more. See your medical carrier for more details.

This website provides a highlight of CEMEX benefits. The material contained on this website is for informational purposes only and may not apply to employees covered under a collective bargaining agreement. Every effort has been made to ensure the accuracy of the material. This is not, nor is it intended to be, a summary plan description, official plan document or a contract between the Company and any individual. In the unlikely event that there is a discrepancy between this information and an official plan document, the official plan document will control. The Company reserves the right to amend or terminate the plan(s) or program(s) at any time with or without notice. Certain links on this Website connect to Websites maintained by third parties. CEMEX makes no representations or warranties as to the content of any such site and takes no responsibility for such sites.